Expert advice for spring cleaning your finances

The days are getting longer, the weather is finally warming up, and the end of another school year is on the horizon. Yes, spring is here, the season of new beginnings and fresh starts. But spring isn’t just a time to clean out your closets – it’s a great time to declutter your finances, too!

Here are a few ways to help you spring into action and make your money work harder for you.

Check in on your financial situation. Life events like marriage, children, or retirement can significantly alter your budget and goals. That’s why it’s a good idea to review your financial situation to ensure your investment plan remains aligned with your current situation.
Review your mortgage options. Whether you’re looking for your first mortgage or coming up to renewal time, navigate the changing mortgage landscape with expert guidance and exclusive rates. Plus, you may also qualify for a cash bonus of up to $500*. Speak to an Educators mortgage agent today: https://bit.ly/427jxDK.
File your tax return early. By getting your taxes done early, you’ll ensure any benefits remain uninterrupted and receive any refund, faster. Expecting a refund? Here’s how to make the most of it: https://bit.ly/4jfbBY8.

For a full list of financial ‘to-dos’ this spring, check out this article: https://bit.ly/41R4b7y

OTIP offers four life insurance plan options, each with a range of coverage amounts and term lengths!

Find the coverage that’s right for you and apply online:

Affordable life insurance | OTIP RAEO

Retirement, your way

Retired Teachers Insurance Plan (RTIP) offers the most flexible health, dental and travel insurance available to retired teachers, educational support and administrative staff in Ontario!

Three unique health-care plans with different prescription drug maximums and the freedom to change plans if your needs change in retirement.
Travel insurance for up to 100 consecutive days per trip included in every plan.
Complimentary access to Carepath Digital Health Cancer Care and Elder Care programs, Starling Minds, and the EdvantagePerks savings program.

Starting to plan for retirement in a few years?

Learn more about RTIP or sign up for a free retirement workshop or webinar.

Retiring at the end of the school year?

The RTIP Easy Enrol online application is a fast and convenient way to transition from your active group benefits to retirement. Apply online in only a few minutes!

You can also call 1-800-267-6847 to speak with a Life and Living Benefits representative and find out which plan is right for you!

Insurance built for all members of the education community. Get personalized service, exclusive discounts on car and home insurance, and a $20 gift card of your choice when you get a quote. Get a quote online or call 1-888-892-4935 and mention this offer.

Did you know? You may be eligible for an auto insurance discount if your property is also insured with OTIP.

Learn More click here

What you need to know about driving with pets and auto insurance

It’s not unusual to spot a dog’s head or nose sticking out of the window of a passing car – having the wind blow through their fur and taking in all sorts of scents. It can be an exhilarating experience, and it’s no wonder they enjoy it.

On the other hand, a driver caught with a dog in their lap may be in for an expensive surprise. According to the Ontario Provincial Police, there isn’t a specific charge for having a dog in your lap, but it could be considered a crowding the driver’s seat charge.

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All new OTIP registrants and their eligible family members can sign up for the Starling Minds tool with one of these access codes: member or familymember

To simplify the registration process, OTIP worked with Starling Minds to implement one code for all members (Code: member) and one code for their families (Code: familymember). Codes are not case-sensitive.

Only first-time users need this access code to register for an account with Starling Minds. (Members/employees who have already registered or have a Starling account will not be impacted by this change.)

Visit otip.com/OTIP-Wellness-Programs to learn more.

Learn why more than ever, more members of the education world in Ontario are choosing ORA for health, dental and retirement insurance.

Find OTIP’s next free webinar or workshop on our calendar and sign up today:

Free Retirement Workshop: Planning for Retirement| OTIP RAEO

Discover why more members of the Ontario education community are choosing RTIP for their retirement health, dental and travel insurance than ever before.

Check out our schedule for the next free webinar or workshop and register today:

Free retirement workshop: Walk into Retirement | OTIP RAEO

What will your retirement look like?

Look forward to these moments knowing you’re protected with the most flexible health, dental and travel insurance for the retired education community from RTIP.

Click here to learn more – RTIP Retiree Health, Dental and Travel Insurance