How to prepare for a safe winter road trip
Winter road trips offer breathtaking scenery, but conditions can sometimes be less than perfect. According to the National Collision Database, nearly 30 percent of collisions happen on wet, snowy, or icy roads in November, December, January, and February. Whether you’re driving up to the cottage for a cozy weekend away or visiting family or friends in another city or province, be sure to keep these winter safety tips top of mind.
Read more at www.otip.com/article188. #OTIPUpdate
Insurance built for all members of the education community. Get personalized service, exclusive discounts on car and home insurance, and a $20 gift card of your choice when you get a quote. Get a quote online or call 1-888-892-4935 and mention this offer.
Important year-end financial planning deadlines and tips
As the year draws to a close, it’s a great time to review your financial situation and take advantage of year-end tax planning opportunities. With a little planning, you can maximize your savings, minimize your tax burden, and stay on track with your financial goals.
Here are a few key financial to-dos to consider:
- Saving for your first home or your child’s education? Contribute to your First Home Savings Account and/or your child’s Registered Education Savings Plan before December 31 to maximize tax benefits and government grants.
- Maximize any charitable donations. ‘Tis the season to give—so if you want to get a donation receipt (for this year) that you can claim on your tax return in the spring, be sure to give those charitable donations by December 31.
- If inflation has you worried about hitting your retirement goals, you’re not alone. See if you’re on track to enjoy the retirement you want using this Pension Income Gap Calculator, and you could receive a $25 Amazon gift card*: Learn more: https://bit.ly/49aow9U.
For a comprehensive checklist of to-dos, check out this helpful resource: https://bit.ly/3Ors3Hf.
Don’t let your finances drift
Schedule a year-end financial review with an Educators financial advisor to track your progress towards your goals, optimize your taxes, and plan for your future. Their professional accreditation and experience working with educators like yourself will help you keep on track to meet your goals.
Visit https://bit.ly/41oEZ8L or call 1.800.263.9541 to get started today.
Burnout and Stress 101: Finding Balance with Mindfulness
In today’s fast-paced world, it’s no surprise that burnout and stress are common challenges millions face. As society places increasing demands on our time, energy, and mental capacity, many feel drained, unfulfilled, and overwhelmed.
However, there is a secret tool for gaining mental clarity and a sense of inner peace. Here, we’ll get into the complexities of burnout and stress and discuss how mindfulness can pave the way to enhanced well-being.
Read more at https://bit.ly/3RvJ5G4. #OTIPUpdate
Did you know? You may be eligible for an auto insurance discount if your property is also insured with OTIP.
What you need to know about driving with pets and auto insurance
It’s not unusual to spot a dog’s head or nose sticking out of the window of a passing car – having the wind blow through their fur and taking in all sorts of scents. It can be an exhilarating experience, and it’s no wonder they enjoy it.
On the other hand, a driver caught with a dog in their lap may be in for an expensive surprise. According to the Ontario Provincial Police, there isn’t a specific charge for having a dog in your lap, but it could be considered a crowding the driver’s seat charge.
Read more: What you need to know about driving with pets and auto insurance | OTIP RAEO
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All new OTIP registrants and their eligible family members can sign up for the Starling Minds tool with one of these access codes: member or familymember
To simplify the registration process, OTIP worked with Starling Minds to implement one code for all members (Code: member) and one code for their families (Code: familymember). Codes are not case-sensitive.
Only first-time users need this access code to register for an account with Starling Minds. (Members/employees who have already registered or have a Starling account will not be impacted by this change.)
Visit otip.com/OTIP-Wellness-Programs to learn more.
Learn why more than ever, more members of the education world in Ontario are choosing ORA for health, dental and retirement insurance.
Find OTIP’s next free webinar or workshop on our calendar and sign up today:
Free Retirement Workshop: Planning for Retirement| OTIP RAEO
Discover why more members of the Ontario education community are choosing RTIP for their retirement health, dental and travel insurance than ever before.
Check out our schedule for the next free webinar or workshop and register today:
Free retirement workshop: Walk into Retirement | OTIP RAEO
